Your monthly loan payments are based on the amount being borrowed to make your purchase from Total Wireless. The amount is spread over 24 months. If your loan has an APR above 0%, part of your scheduled payment will pay the interest charges due for the month, and the rest will be applied to the outstanding principal balance of your loan. The final monthly payment may be slightly higher or lower than your other payments.
* Loans are offered at 0%-24.9% APR paid in 24 monthly installments. Subject to underwriting and review and State residency (For example, a loan for a $600 device at 0% APR will have a monthly loan payment of $25.00 paid in 24 monthly installments. A loan for a $600 device at 14.68% APR will have a monthly loan payment of $29.00 paid in 24 monthly installments).